---
title: "VBNK.TO stock: VersaBank price, chart, valuation | ANALITICA}"
description: "VersaBank (VBNK.TO): Up 110.1% over the past year; the S&P/TSX Composite rose 20.0%. P/E 32.7 — lower than 7% of Financial Services peers (103 companies)."
canonical: https://analiti.ca/t/VBNK.TO/
---

# VersaBank (VBNK.TO)

TSX: VBNK · TSX · Financial Services

Last close 34.38 (Nov 12, 2026), +0.400 (+1.2%). Market cap $1.11B.
52-week range 15.82 to 34.75.

## At a glance

- Up 110.1% over the past year; the S&P/TSX Composite rose 20.0%.
- P/E 32.7 — lower than 7% of Financial Services peers (103 companies).
- Market cap $1.11B; average daily dollar volume $1.2M over the past 3 months — High liquidity.
- Pays a 0.29% trailing dividend yield (as of 2026-11-12).
- No published plan for this ticker.
- 1-year volatility 40.9% (annualized); largest fall from a peak over the past year -21.0%.

## Performance

| Period | Stock | Sector fund | Composite | Difference vs Composite |
| --- | ---: | ---: | ---: | ---: |
| 1W | +9.5% | +1.8% | +1.8% | +7.7% |
| 1M | +9.6% | +6.9% | +2.8% | +6.8% |
| 3M | +27.4% | -0.4% | -0.1% | +27.4% |
| 6M | +45.4% | +15.1% | +9.4% | +36.0% |
| YTD | +67.7% | +23.5% | +16.1% | +51.6% |
| 1Y | +110.1% | +32.6% | +20.0% | +90.1% |
| 3Y | — | +30.9% | +22.0% | — |
| 5Y | — | +13.9% | +10.5% | — |

3Y and 5Y are annualized. The Composite is proxied by XIU.TO.

## Risk and trading

- 1-year volatility (annualized): +40.9%
- Largest fall from a peak (1Y): -21.0% (Feb 26, 2026 to Mar 20, 2026)
- Beta (2Y weekly, vs Composite): 1.74
- Average daily volume (3M): 37,059
- Average daily dollar volume (3M): $1.2M
- Liquidity: High (High: $1M or more a day; Moderate: $100K or more; Low: under $100K.)

## Valuation

Valuation multiples are from the Nov 12, 2026 snapshot.

| Multiple | Value | Against sector peers |
| --- | ---: | --- |
| P/E (TTM) | 32.7 | Lower than 7% of peers (103 companies; median 10.7) |
| Earnings yield | 3.05% | — |
| P/B | 1.97 | Lower than 31% of peers (101 companies; median 1.0) |
| P/S | — | — |
| EV/EBITDA | — | — |
| Dividend yield | 0.29% | — |
| Payout ratio | — | — |

## Financials

Reporting currency: CAD.

|  | 2022 | 2023 | 2024 | 2025 | TTM |
| --- | ---: | ---: | ---: | ---: | ---: |
| Revenue | $124.6M | $124.6M | $124.6M | $124.6M | $155.2M |
| Gross margin | — | — | — | — | — |
| Net income | $28.5M | $28.5M | $28.5M | $28.5M | $40.2M |
| Free cash flow | $43.5M | $43.5M | $43.5M | $43.5M | -$179.6M |
| Diluted shares | 31,945,535 | 31,945,535 | 31,945,535 | 31,945,535 | — |

## Dividends and splits

Trailing dividend yield: 0.29% (snapshot Nov 12, 2026). Dividend history is not stored yet.

- No splits on record.

## Ownership and dilution

- Insider buys (90 days): 4
- Insider sells (90 days): 1
- Shares outstanding change (1Y): 0.0%
- Shares outstanding change (3Y): 0.0%
- Held by insiders: 37.19%
- Held by institutions: 38.73%

## Peers

- [BRK.TO](https://analiti.ca/t/BRK.TO/): 42.48, 1Y +15.8%, market cap $1636.25B, P/E 16.8, EV/EBITDA -2.0, dividend yield 0.00%, 1Y volatility +14.8%
- [JPM.TO](https://analiti.ca/t/JPM.TO/): 43.50, 1Y —, market cap $1188.32B, P/E 14.5, EV/EBITDA —, dividend yield —, 1Y volatility +22.1%
- [VISA.TO](https://analiti.ca/t/VISA.TO/): 38.10, 1Y —, market cap $1023.77B, P/E 34.6, EV/EBITDA —, dividend yield —, 1Y volatility +23.0%
- [BOFA.TO](https://analiti.ca/t/BOFA.TO/): 25.08, 1Y —, market cap $454.58B, P/E 12.1, EV/EBITDA —, dividend yield —, 1Y volatility +24.1%
- [RY.TO](https://analiti.ca/t/RY.TO/): 289.39, 1Y +39.9%, market cap $400.64B, P/E 18.2, EV/EBITDA —, dividend yield 2.43%, 1Y volatility +15.9%
- [MS.TO](https://analiti.ca/t/MS.TO/): 37.91, 1Y —, market cap $394.76B, P/E 15.1, EV/EBITDA —, dividend yield —, 1Y volatility +31.4%
- [WFCS.TO](https://analiti.ca/t/WFCS.TO/): 23.62, 1Y —, market cap $351.77B, P/E 12.2, EV/EBITDA —, dividend yield —, 1Y volatility +29.0%
- [GS.TO](https://analiti.ca/t/GS.TO/): 43.30, 1Y —, market cap $342.74B, P/E 13.2, EV/EBITDA —, dividend yield —, 1Y volatility +34.3%

## analiti.ca history

No published plans for this ticker.


Superstock score: 0.0 (Nov 13, 2026). Sector condition: Financial Services — Leading (as of Nov 5, 2026).

## Key dates

- Next earnings: not available — no company release or exchange notice in the stored data
- Last earnings: not available
- Next ex-dividend: not available

## Sources and data notes

- prices, chart, performance, risk: daily_prices (Yahoo) (as of Nov 12, 2026)
- valuation, market cap, ownership: yahoo_key_stats snapshot (as of Nov 12, 2026)
- financials: financials (Yahoo) (as of Jul 31, 2026)
- plans, resolutions: published entries-*.json + track-record.json (as of Nov 12, 2026)
- insiders: insider_trades (SEDI filings) (as of Nov 12, 2026)
- splits: Split inventory (interim table) (as of Nov 5, 2026)
- sector condition: conditions-2026-11-05.json (as of Nov 5, 2026)
- Superstock score: superstock_checks + superstock.json (as of Nov 12, 2026)

Not available rules: a field older than its freshness limit shows "not available", never a stale number — prices, 3 trading days; fundamentals, 120 days after the fiscal period end plus 45 days.

Data file: https://analiti.ca/data/t/VBNK.TO.json

Facts and published history only. Plans are generated by a quant model.