Royal Bank of Canada
RY.TO (TSX: RY) TSXAt a glance
- Up 39.9% over the past year; the S&P/TSX Composite rose 20.0%.
- P/E 18.2 — lower than 20% of Financial Services peers (103 companies).
- Market cap $400.64B; average daily dollar volume $901.4M over the past 3 months — High liquidity.
- Pays a 2.43% trailing dividend yield (as of 2026-11-12).
- No published plan for this ticker.
- 1-year volatility 15.9% (annualized); largest fall from a peak over the past year -11.4%.
Price chart
Split- and dividend-adjusted. All three lines are rebased to 100 at the start of the range, so the chart compares moves, not prices. L marks a LONG plan, S a SHORT plan — each links to that session's day page.
Monthly closes (table version, last 5 years)
| Month | Close |
|---|---|
| 2021-12 | 134.25 |
| 2022-01 | 144.93 |
| 2022-02 | 140.21 |
| 2022-03 | 137.64 |
| 2022-04 | 129.75 |
| 2022-05 | 132.17 |
| 2022-06 | 124.64 |
| 2022-07 | 124.86 |
| 2022-08 | 122.13 |
| 2022-09 | 124.37 |
| 2022-10 | 126.05 |
| 2022-11 | 133.78 |
| 2022-12 | 127.30 |
| 2023-01 | 136.16 |
| 2023-02 | 138.54 |
| 2023-03 | 129.25 |
| 2023-04 | 134.51 |
| 2023-05 | 121.43 |
| 2023-06 | 126.52 |
| 2023-07 | 130.73 |
| 2023-08 | 121.74 |
| 2023-09 | 118.70 |
| 2023-10 | 110.76 |
| 2023-11 | 122.62 |
| 2023-12 | 134.00 |
| 2024-01 | 131.21 |
| 2024-02 | 131.80 |
| 2024-03 | 136.62 |
| 2024-04 | 133.19 |
| 2024-05 | 148.98 |
| 2024-06 | 145.65 |
| 2024-07 | 154.28 |
| 2024-08 | 162.98 |
| 2024-09 | 168.80 |
| 2024-10 | 168.39 |
| 2024-11 | 176.16 |
| 2024-12 | 173.32 |
| 2025-01 | 177.18 |
| 2025-02 | 170.98 |
| 2025-03 | 162.10 |
| 2025-04 | 165.47 |
| 2025-05 | 173.94 |
| 2025-06 | 179.47 |
| 2025-07 | 177.79 |
| 2025-08 | 199.58 |
| 2025-09 | 205.12 |
| 2025-10 | 205.47 |
| 2025-11 | 216.14 |
| 2025-12 | 233.99 |
| 2026-01 | 226.72 |
| 2026-02 | 228.07 |
| 2026-03 | 224.88 |
| 2026-04 | 244.31 |
| 2026-05 | 264.44 |
| 2026-06 | 293.68 |
| 2026-07 | 293.41 |
| 2026-08 | 283.40 |
| 2026-09 | 279.94 |
| 2026-10 | 283.93 |
| 2026-11 | 289.39 |
The Composite is proxied by XIU.TO (iShares S&P/TSX 60 Index ETF); the database holds no Composite index series. The sector fund is a fund, never the index.
Performance
Over the past year the stock is up 39.9% against +20.0% for the Composite — 19.9 points ahead.
| Metric | 1W | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|---|---|
| Stock | +1.2% | +5.7% | -2.7% | +17.2% | +23.7% | +39.9% | +35.3% | +16.8% |
| Sector fund (XFN.TO) | +1.8% | +6.9% | -0.4% | +15.1% | +23.5% | +32.6% | +30.9% | +13.9% |
| Composite (XIU.TO, proxy) | +1.8% | +2.8% | -0.1% | +9.4% | +16.1% | +20.0% | +22.0% | +10.5% |
| Difference vs Composite | -0.6% | +2.9% | -2.7% | +7.8% | +7.6% | +19.9% | +13.3% | +6.3% |
3Y and 5Y are annualized from 3Y. The Composite is proxied by XIU.TO; the sector fund is iShares S&P/TSX Capped Financials Index ETF (XFN.TO).
Risk and trading
1-year volatility +15.9% (annualized); largest fall from a peak -11.4% (Jul 15, 2026 to Oct 8, 2026); beta 0.82 against the Composite (2Y weekly).
| Volatility (1Y, annualized) | +15.9% |
| Maximum drawdown (1Y) | -11.4% (Jul 15, 2026 to Oct 8, 2026) |
| Beta (2Y weekly, vs Composite) | 0.82 |
| Average daily volume (3M) | 3,170,390 |
| Dollar volume (3M, average per day) | $901.4M |
| Liquidity | High (High: $1M or more a day; Moderate: $100K or more; Low: under $100K, by average daily dollar volume.) |
Valuation
P/E 18.2 — lower than 20% of Financial Services peers (103 companies). The sector median P/E is 10.7.
| Multiple | Value | Against sector peers |
|---|---|---|
| P/E (TTM) | 18.2 | Lower than 20% of peers (103 companies; median 10.7) |
| Earnings yield | 5.48% | — |
| P/B | 2.99 | Lower than 11% of peers (101 companies; median 1.04) |
| P/S | Not available: Not available — needs TTM revenue; see financials. | — |
| EV/EBITDA | Not available: Not stored | — |
| Dividend yield | 2.43% | — |
| Payout ratio | Not available: Not available — no stored dividend history yet. | — |
Each multiple is shown against the sector median of the pages' universe as a percentile: "lower than 25% of peers" means the value sits below 25% of them. Valuation multiples are from the Nov 12, 2026 snapshot, and are always printed with that date.
More: dividend rate and earnings yield
Dividend rate: 7.04. Earnings yield is earnings per share divided by price — the inverse of P/E.
Financials
Revenue $66.53B in 2025 (TTM $71.06B); net income $20.36B; free cash flow $52.98B. Reporting currency: CAD.
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $48.77B | $51.59B | $57.49B | $66.53B | $71.06B |
| Gross margin | — | — | — | — | — |
| Net income | $15.79B | $14.61B | $16.23B | $20.36B | $22.75B |
| Free cash flow | $19.44B | $23.35B | $20.86B | $52.98B | $77.14B |
| Diluted shares | 1,385,591,247 | 1,400,510,572 | 1,414,504,299 | 1,400,114,000 | — |
Revenue by year
Free cash flow by year
| Cash | $87.39B |
| Total debt | $545.44B |
| Debt-to-equity | 3.92 |
| Operating margin (latest snapshot, Nov 12, 2026) | 45.7% |
Figures as reported in stored financials; reporting currency CAD. Operating margin is not stored per year, so the latest snapshot value is shown. TTM covers 2025-10-31, 2026-01-31, 2026-04-30, 2026-07-31.
Dividends and splits
Pays a 2.43% trailing dividend yield (as of Nov 12, 2026). No splits on record.
| Year | Dividend per share |
|---|---|
| Not available: No stored dividend history yet. | |
Trailing yield 2.43% is the stored key-stats snapshot value (as of Nov 12, 2026) — the dividend history itself is not stored yet, so no history table is shown.
| Date | Action | Ratio |
|---|---|---|
| Not available: No splits on record for this ticker. | ||
Next ex-dividend date: Not available: No stored ex-dividend dates for equities. Prices on the chart are split- and dividend-adjusted (no splits on record, so nothing to adjust).
Ownership and dilution
Insiders bought 0 times and sold 15 times in the 90 days to Nov 12, 2026. Shares outstanding fell 1.0% over 1 year.
| Insider buys (90 days) | 0 |
| Insider sell (90 days) | 15 |
| Shares outstanding change (1Y) | -1.0% |
| Shares outstanding change (3Y) | +1.0% |
| Held by insiders | 0.03% |
| Held by institutions | 50.65% |
Counts are by filing date. Holdings are from the key-stats snapshot (as of Nov 12, 2026).
Recent insider trades (20)
| Filing date | Type | Name | Shares | Price | Value |
|---|---|---|---|---|---|
| Oct 1, 2026 | OTHER | DOUVAS (MARIA ELENA) | 8,482 | 67.90 | $576K |
| Oct 1, 2026 | SELL | DOUVAS (MARIA ELENA) | 8,482 | 193.19 | $1.6M |
| Oct 1, 2026 | OTHER | DOUVAS (MARIA ELENA) | 9,066 | 73.64 | $668K |
| Oct 1, 2026 | SELL | DOUVAS (MARIA ELENA) | 9,066 | 193.42 | $1.8M |
| Oct 1, 2026 | OTHER | DOUVAS (MARIA ELENA) | 9,604 | 74.54 | $716K |
| Oct 1, 2026 | SELL | DOUVAS (MARIA ELENA) | 9,604 | 193.54 | $1.9M |
| Sep 29, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 199.70 | $39.9M |
| Sep 28, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 201.44 | $40.3M |
| Sep 25, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 201.19 | $40.2M |
| Sep 24, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 199.30 | $39.9M |
| Sep 23, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 201.59 | $40.3M |
| Sep 22, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 204.06 | $40.8M |
| Sep 21, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 205.40 | $41.1M |
| Sep 18, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 202.71 | $40.5M |
| Sep 17, 2026 | OTHER | ROYAL BANK OF CANADA | 200,000 | 203.44 | $40.7M |
| Sep 16, 2026 | OTHER | ROYAL BANK OF CANADA | 350,000 | 203.51 | $71.2M |
| Sep 15, 2026 | OTHER | ROYAL BANK OF CANADA | 350,000 | 203.53 | $71.2M |
| Sep 14, 2026 | OTHER | ROYAL BANK OF CANADA | 350,000 | 205.48 | $71.9M |
| Sep 11, 2026 | OTHER | ROYAL BANK OF CANADA | 235,000 | 205.94 | $48.4M |
| Sep 10, 2026 | OTHER | ROYAL BANK OF CANADA | 235,000 | 205.98 | $48.4M |
Peers
Peers in Financial Services, by market cap: BRK.TO, JPM.TO, VISA.TO, BOFA.TO, MS.TO, WFCS.TO, GS.TO, TD.TO.
| Ticker | Price | 1Y % | Market cap | P/E | EV/EBITDA | Div yield | 1Y vol |
|---|---|---|---|---|---|---|---|
| BRK.TO | 42.48 | +15.8% | $1636.25B | 16.8 | -2.0 | 0.00% | +14.8% |
| JPM.TO | 43.50 | — | $1188.32B | 14.5 | — | — | +22.1% |
| VISA.TO | 38.10 | — | $1023.77B | 34.6 | — | — | +23.0% |
| BOFA.TO | 25.08 | — | $454.58B | 12.1 | — | — | +24.1% |
| MS.TO | 37.91 | — | $394.76B | 15.1 | — | — | +31.4% |
| WFCS.TO | 23.62 | — | $351.77B | 12.2 | — | — | +29.0% |
| GS.TO | 43.30 | — | $342.74B | 13.2 | — | — | +34.3% |
| TD.TO | 176.69 | +54.5% | $288.54B | 18.9 | — | 2.53% | +17.7% |
Each row links to its own page when one exists. Peer 1Y returns and volatility use raw closes; peer splits are unadjusted.
analiti.ca history
No published plans for this ticker.
| Date | Side | Entry | Stop | First exit | Exits | Outcome (full ladder) | First exit | Hold |
|---|---|---|---|---|---|---|---|---|
| Not available: No published plans for this ticker. | ||||||||
The full ladder is the headline method: 40/30/20% at the three exits, the last slice held to stop or end. First exit credits the whole position at the first exit level. Full history: the track record.
Superstock score
No Superstock score published for this ticker. The score is the published Superstock screen score — nothing else.
Sector condition: Financial Services — Leading (as of Nov 5, 2026). Superstock screen.
Key dates
| Next earnings | Not available: No company release or exchange notice in the stored data — stored dates are Yahoo-sourced, so none is shown. |
| Last earnings | Aug 27, 2026 · EPS 4.28 |
| Next ex-dividend | Not available: No stored ex-dividend dates for equities. |
The next earnings date is shown only from the company's own release or an exchange notice, with a link. The stored last-earnings date is Yahoo-sourced.
Sources and data notes
| Block | Source | As of |
|---|---|---|
| prices, chart, performance, risk | daily_prices (Yahoo) | Nov 12, 2026 |
| valuation, market cap, ownership | yahoo_key_stats snapshot | Nov 12, 2026 |
| financials | financials (Yahoo) | Jul 31, 2026 |
| plans, resolutions | published entries-*.json + track-record.json | Nov 12, 2026 |
| insiders | insider_trades (SEDI filings) | Nov 12, 2026 |
| splits | Split inventory (interim table) | Nov 5, 2026 |
| sector condition | conditions-2026-11-05.json | Nov 5, 2026 |
| Superstock score | superstock_checks + superstock.json | Nov 12, 2026 |
Not available rules. A field older than its freshness limit shows "not available", never a stale number: prices, 3 trading days; fundamentals, 120 days after the fiscal period end plus 45 days. Valuation multiples are always printed with their snapshot date.
Data file: /data/t/RY.TO.json · Markdown twin: /t/RY.TO.md
Facts and published history only. Plans are generated by a quant model.