Goldmoney Inc.

XAU.TO (TSX: XAU) TSX
Sector: Financial Services · Industry: — · Exchange: TSX
11.76 -0.090 (-0.8%) Market cap: $150.6M
52-week range low 10.04 · Jan 8, 2026high 19.18 · Mar 4, 2026

At a glance

Price chart

Split- and dividend-adjusted. All three lines are rebased to 100 at the start of the range, so the chart compares moves, not prices. L marks a LONG plan, S a SHORT plan — each links to that session's day page.

PriceComposite (XIU.TO, proxy)Sector fund (iShares S&P/TSX Capped Financials Index ETF (XFN.TO))
XAU.TO price, 1M +8% +0% -13% Oct 13, 2026 Nov 12, 2026 Volume
XAU.TO price, 6M +20% +0% -30% May 13, 2026 Nov 12, 2026 Volume
XAU.TO price, 1Y +74% +0% -16% Nov 11, 2025 Nov 12, 2026 Volume
XAU.TO price, 5Y +102% +0% -29% Oct 8, 2024 Nov 12, 2026 Volume
Monthly closes (table version, last 5 years)
Monthly closes, adjusted
MonthClose
2024-1010.20
2024-118.28
2024-127.70
2025-018.53
2025-028.12
2025-037.98
2025-047.98
2025-058.28
2025-068.90
2025-078.41
2025-088.94
2025-0910.82
2025-1011.30
2025-1111.11
2025-1210.43
2026-0111.48
2026-0216.21
2026-0316.13
2026-0416.22
2026-0515.49
2026-0615.10
2026-0714.42
2026-0813.85
2026-0913.50
2026-1012.25
2026-1111.76

The Composite is proxied by XIU.TO (iShares S&P/TSX 60 Index ETF); the database holds no Composite index series. The sector fund is a fund, never the index.

Performance

Over the past year the stock is up 4.0% against +20.0% for the Composite — 16.1 points behind.

Returns by period; 3Y and 5Y are annualized
Metric1W1M3M6MYTD1Y3Y5Y
Stock-5.7%-10.2%-13.3%-26.4%+12.8%+4.0%——
Sector fund (XFN.TO)+1.8%+6.9%-0.4%+15.1%+23.5%+32.6%+30.9%+13.9%
Composite (XIU.TO, proxy)+1.8%+2.8%-0.1%+9.4%+16.1%+20.0%+22.0%+10.5%
Difference vs Composite-7.5%-13.0%-13.2%-35.8%-3.3%-16.1%——

3Y and 5Y are annualized from 3Y. The Composite is proxied by XIU.TO; the sector fund is iShares S&P/TSX Capped Financials Index ETF (XFN.TO).

Risk and trading

1-year volatility +37.0% (annualized); largest fall from a peak -39.9% (Mar 4, 2026 to Nov 9, 2026); beta 0.20 against the Composite (2Y weekly).

Risk and trading, prices to Nov 12, 2026
Volatility (1Y, annualized)+37.0%
Maximum drawdown (1Y)-39.9% (Mar 4, 2026 to Nov 9, 2026)
Beta (2Y weekly, vs Composite)0.20
Average daily volume (3M)6,854
Dollar volume (3M, average per day)$90K
LiquidityLow (High: $1M or more a day; Moderate: $100K or more; Low: under $100K, by average daily dollar volume.)

Valuation

P/E 2.8 — lower than 74% of Financial Services peers (103 companies). The sector median P/E is 10.7.

Valuation multiples, snapshot Nov 12, 2026
MultipleValueAgainst sector peers
P/E (TTM)2.8 Lower than 74% of peers (103 companies; median 10.7)
Earnings yield35.12%—
P/B0.64 Lower than 81% of peers (101 companies; median 1.04)
P/SNot available: Not available — needs TTM revenue; see financials.—
EV/EBITDA4.4 Lower than 64% of peers (44 companies; median 9.2)
Dividend yield0.00%—
Payout ratioNot available: Not available — no stored dividend history yet.—

Each multiple is shown against the sector median of the pages' universe as a percentile: "lower than 25% of peers" means the value sits below 25% of them. Valuation multiples are from the Nov 12, 2026 snapshot, and are always printed with that date.

More: dividend rate and earnings yield

Dividend rate: Not available: No dividend rate in the snapshot. Earnings yield is earnings per share divided by price — the inverse of P/E.

Financials

Revenue $224.3M in 2026 (TTM $92.6M); net income $64.1M; free cash flow $48.7M. Reporting currency: CAD.

Annual figures, last 4 fiscal years, plus TTM
Metric2023202420252026TTM
Revenue$224.3M$224.3M$224.3M$224.3M$92.6M
Gross margin27.9%27.9%27.9%27.9%—
Net income$64.1M$64.1M$64.1M$64.1M$17.5M
Free cash flow$48.7M$48.7M$48.7M$48.7M$6.2M
Diluted shares12,539,86212,539,86212,539,86212,539,862—

Revenue by year

2023202420252026

Free cash flow by year

2023202420252026
Balance sheet, latest annual row
Cash$45.3M
Total debt$59.4M
Debt-to-equity0.27
Operating margin (latest snapshot, Nov 12, 2026)22.9%

Figures as reported in stored financials; reporting currency CAD. Operating margin is not stored per year, so the latest snapshot value is shown. TTM covers 2025-09-30, 2025-12-31, 2026-03-31, 2026-06-30.

Dividends and splits

Pays a 0.00% trailing dividend yield (as of Nov 12, 2026). No splits on record.

Dividend history, last 5 years
YearDividend per share
Not available: No stored dividend history yet.

Trailing yield 0.00% is the stored key-stats snapshot value (as of Nov 12, 2026) — the dividend history itself is not stored yet, so no history table is shown.

Split history (from the split inventory)
DateActionRatio
Not available: No splits on record for this ticker.

Next ex-dividend date: Not available: No stored ex-dividend dates for equities. Prices on the chart are split- and dividend-adjusted (no splits on record, so nothing to adjust).

Ownership and dilution

Insiders bought 0 times and sold 0 times in the 90 days to Nov 12, 2026. Shares outstanding grew 0.0% over 1 year.

Ownership, insider window 2026-08-14 to 2026-11-12
Insider buys (90 days)0
Insider sell (90 days)0
Shares outstanding change (1Y)0.0%
Shares outstanding change (3Y)0.0%
Held by insiders42.77%
Held by institutions0.52%

Counts are by filing date. Holdings are from the key-stats snapshot (as of Nov 12, 2026).

Recent insider trades (20)
Filing dateTypeNameSharesPriceValue
Sep 28, 2026OTHERGOLDMONEY INC6009.63$6K
Sep 25, 2026OTHERGOLDMONEY INC1,0009.65$10K
Sep 23, 2026OTHERGOLDMONEY INC3,0009.75$29K
Sep 22, 2026OTHERGOLDMONEY INC3,0009.88$30K
Sep 21, 2026OTHERGOLDMONEY INC3,0009.91$30K
Sep 16, 2026OTHERGOLDMONEY INC3,0009.94$30K
Sep 14, 2026OTHERGOLDMONEY INC8009.93$8K
Sep 11, 2026OTHERGOLDMONEY INC40010.08$4K
Sep 10, 2026OTHERGOLDMONEY INC3,00010.27$31K
Sep 9, 2026OTHERGOLDMONEY INC3,00010.14$30K
Sep 8, 2026OTHERGOLDMONEY INC90010.16$9K
Sep 3, 2026OTHERGOLDMONEY INC3,00010.30$31K
Sep 1, 2026OTHERGOLDMONEY INC3,00010.08$30K
Aug 31, 2026OTHERGOLDMONEY INC5,50010.09$55K
Aug 28, 2026OTHERGOLDMONEY INC3,00010.22$31K
Aug 25, 2026OTHERGOLDMONEY INC20010.26$2K
Aug 24, 2026OTHERGOLDMONEY INC40,80010.29$420K
Aug 21, 2026OTHERGOLDMONEY INC20,00010.40$208K
Aug 20, 2026OTHERGOLDMONEY INC3,0009.90$30K
Aug 19, 2026OTHERGOLDMONEY INC3,0009.90$30K

Peers

Peers in Financial Services, by market cap: BRK.TO, JPM.TO, VISA.TO, BOFA.TO, RY.TO, MS.TO, WFCS.TO, GS.TO.

Peers in Financial Services, by market cap (prices to Nov 12, 2026)
TickerPrice1Y %Market capP/EEV/EBITDADiv yield1Y vol
BRK.TO42.48+15.8%$1636.25B16.8-2.00.00%+14.8%
JPM.TO43.50—$1188.32B14.5——+22.1%
VISA.TO38.10—$1023.77B34.6——+23.0%
BOFA.TO25.08—$454.58B12.1——+24.1%
RY.TO289.39+39.9%$400.64B18.2—2.43%+15.9%
MS.TO37.91—$394.76B15.1——+31.4%
WFCS.TO23.62—$351.77B12.2——+29.0%
GS.TO43.30—$342.74B13.2——+34.3%

Each row links to its own page when one exists. Peer 1Y returns and volatility use raw closes; peer splits are unadjusted.

analiti.ca history

No published plans for this ticker.

Every published plan for this ticker (outcome under the full ladder; first exit shown second)
DateSideEntryStopFirst exitExitsOutcome (full ladder)First exitHold
Not available: No published plans for this ticker.

The full ladder is the headline method: 40/30/20% at the three exits, the last slice held to stop or end. First exit credits the whole position at the first exit level. Full history: the track record.

Superstock score

No Superstock score published for this ticker. The score is the published Superstock screen score — nothing else.

Sector condition: Financial Services — Leading (as of Nov 5, 2026). Superstock screen.

Key dates

Next earningsNot available: No company release or exchange notice in the stored data — stored dates are Yahoo-sourced, so none is shown.
Last earningsNot available: No earnings date stored.
Next ex-dividendNot available: No stored ex-dividend dates for equities.

The next earnings date is shown only from the company's own release or an exchange notice, with a link. The stored last-earnings date is Yahoo-sourced.

Sources and data notes

BlockSourceAs of
prices, chart, performance, riskdaily_prices (Yahoo)Nov 12, 2026
valuation, market cap, ownershipyahoo_key_stats snapshotNov 12, 2026
financialsfinancials (Yahoo)Jun 30, 2026
plans, resolutionspublished entries-*.json + track-record.jsonNov 12, 2026
insidersinsider_trades (SEDI filings)Nov 12, 2026
splitsSplit inventory (interim table)Nov 5, 2026
sector conditionconditions-2026-11-05.jsonNov 5, 2026
Superstock scoresuperstock_checks + superstock.jsonNov 12, 2026

Not available rules. A field older than its freshness limit shows "not available", never a stale number: prices, 3 trading days; fundamentals, 120 days after the fiscal period end plus 45 days. Valuation multiples are always printed with their snapshot date.

Data file: /data/t/XAU.TO.json · Markdown twin: /t/XAU.TO.md

Facts and published history only. Plans are generated by a quant model.